Attention homeowners: Real estate appraisal services for in Terrytown and Jefferson County

See the top 7 reasons why LA homeowners use Brown Appraisal Service:

  1. Find the right listing price (whether you're using an agent or selling the home on your own)
  2. To challenge a LA property tax assessment
  3. Remove PMI to lower a monthly mortgage payment
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. If real estate property needs to be divided because of a divorce
  7. Settle an estate in LA by determining the true market value of real estate in question

Need help deciding the price of your house in or near Terrytown, LA?
Contact Brown Appraisal Service.

We at Brown Appraisal Service understand the special needs of a customer seeking appraisal services. Our typical business clients understand the appraisal process and the standard "products" we deliver to them. As our non-traditionalclient, you will receive extra guidance and explanations through the appraisal process to better understand what we do and how we present our findings.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own home because you probably have an emotional attachment to it. The professional appraisers at Brown Appraisal Service will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very valuable negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. It's something tangible to show the buyer. It's an independent third party's opinion of your home's value, and not just how much you think your home is worth. Potential buyers know you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value judgement than yours.

Appraisals to cancel PMI

A preferred way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Brown Appraisal Service, we're seasoned in helping consumers just like you get rid of undesirable PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your house overvalued if your house is not appreciating as much as other homes nearby. That only means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. Getting an expert appraisal from Brown Appraisal Service is your best weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area. Not only can this be disadvantageous from a cash flow standpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Brown Appraisal Service can help you reinstate your home equity line of credit with efficient appraisal.

Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you'd like to have a seasoned appraiser double-check it for efficiency or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? Brown Appraisal Service offers field reviews where we go out and check the subject and comparables in question. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have in your possession. Even though this is usually requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your property.